LIC HOUSING FINANCE LTD.

The following are the requirements for processing a loan in India for a Resident Indian

• Application form GRIHA PRAKASH duly filled affix 2 photographs and signed even on photos.
• Latest 3 months Pay slips or 3 years IT Returns for business persons
• Latest 6 months salary credit Bank Statement
• Repayment through local bank ECS and 7cheques.
• Qualification proof.
• Previous Experience proof.
• Photo ID card (pan card/pass port/empid/driving license).
• Residence proof.(ration card/HR letter/telephone bill/bank statement original or attested by bank)
• Latest Form-16.
• LIC Policy Details.
• Appointment letter and latest CTC signature on the photo is must after affixing on the application.

Application & all other forms can be downloaded from our web site www.lichousing.com

The following are requirements for NRI's to get a loan from LIC Housing Finance Limited in India for a property in India

• Application form GRIHA SHOBA duly fill, affix 2 Photographs and sign even on photos.
• GPA notarized abroad with Applicant’s signature on all pages. affix 1 Photograph and sign even on photo.(please sign sides of the page where ever manually written)
• NRI Undertaking duly filled and signed.
• NRE Bank Statement 6 months (Indian).
• Employer's certificate in proforma on the letter head of employer & Latest 3 months Pay slips.(Either EMPLOYER certificate or latest pay slip should be duly attested by Indian embassy or Notarized abroad.)
• Latest 12 months salary credit Bank Statement (Work place).
• Repayment through NRE A/c. (ECS MANDATE +6 CHEQUES / 24PDCs)is A MUST
• Passport & Visa copies duly notarized abroad /attested by LIC officials/ by Indian embassy
• Qualification & experience proof to be submitted. For Professionals more than 1 year abroad work experience is must.
• If NRI is a non professional 3 years abroad experience is a must (proof to be submitted), 1 suitable Guarantor is required.
• IT Returns or W2 form for last 1 year for professionals & 3 years for non professionals.
• Work Permit or Appointment letter. For the property details and other papers, kindly inform me your GPA/ Contact person name and contact nos., so that, I will contact them and process the papers further.

Signature on the photo is must after affixing on the application and also on GPA Application & all other forms can be downloaded from our web site www.lichousing.com